Definition of Disability A key consideration in reviewing a disability insurance policy is the definition of disability. The most common definitions of disability […]
Disability insurance is intended to provide income replacement protection in the case of an unexpected illness or accident. While many employers offer […]
Pre-existing Conditions and Mental Health Claims A pre-existing medical condition is one which you experienced prior to becoming covered by insurance. If you […]
Long Term Disability Insurance and Pre-existing Conditions A pre-existing medical condition is one which you experienced prior to becoming covered by insurance. If […]
If you are receiving long term disability benefits (“LTD”), your insurer may ask you to apply for Canada Pension Plan Disability Benefits (“CPP-D”). […]