Healthcare jobs in Canada are undeniably stressful, often placing healthcare professionals at the forefront of emotional, physical, and mental challenges. The demanding nature of these roles, coupled with long hours and high-pressure situations, can take a toll on even the most resilient individuals.

HOODIP is a disability insurance plan for hospital and healthcare workers meant to serve as a valuable safety net for hospital employees, ensuring they have support when facing unexpected health challenges that prevent them from working.

Common reasons why the Hospitals of Ontario Disability Income Program (HOODIP) disability claims are denied

Failure to meet the test of disability
Disagreement with medical opinion
You are not following the insurer’s preferred treatment plan
Failure to follow claims procedures correctly
Insufficient medical evidence

Understand the interaction between your pension and HOODIP

Employees of participating hospitals are covered by the Hospitals of Ontario Disability Income Program (“HOODIP”). Sun Life, Desjardins and Manulife have all been insurers paying HOODIP benefits. It is important to understand the interaction between HOODIP benefits and Hospitals of Ontario Pension Plan (HOOPP) or another pension which covers you. We understand this policy and have experience settling these claims.

Employees need to ensure that they do not retire prematurely, which would compromise the pension's value and diminish the amount of their Long-Term Disability (LTD) benefits under HOODIP.

You may be asked to participate in a process known as the Medical Appeals Process ("MAP"). Get advice early about whether participating in this process will affect your ability to sue your insurer in the case of an unsuccessful appeal. We can help you know your rights before you participate in the process.

Our skilled lawyers are well-versed in all the intricate workings of the HOODIP plan and are ready to assist you in your claim. We are here to advocate for your interests and understand your right to disability benefits.

We have handled many claims with HOODIP insurers in Ontario

The Hospitals of Ontario Disability Income Program (HOODIP) is affiliated with various insurers, including Sun Life, Desjardins, and Manulife. At Burn Tucker Lachaîne, we have the precise experience and expertise needed to engage with these insurers effectively.

We also understand the relationship between HOODIP benefits and the Hospitals of Ontario Pension Plan (HOOPP). Our team has extensive experience in successfully settling these claims.

Know your rights and act promptly

It is crucial not to delay when it comes to understanding and asserting your rights. Keep in mind that there is a limited timeframe to appeal or contest an insurance claim denial. Act swiftly to protect your interests.

Let our Experienced Lawyers Help

If your claim with your HOODIP insurer has been denied or ended, don't wait to understand your rights.

Our disability lawyers can handle all aspects of your claim and ease the stress during this difficult time in your life.

We know the Ontario civil judicial system well, and we have the right expertise to get you the compensation you deserve from your HOODIP insurer.

Bilingual Disability Lawyers with the Right Expertise to Represent You anywhere in Canada

While our offices are in Toronto, Ottawa, Hawkesbury and Waterloo, we can be by your side and on your side across Canada, handling matters in the Atlantic and Western provinces as well as Northern Ontario. There is no need for you to travel. We come to you, or we handle your case virtually.
Contact us today at 613-233-6898

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