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Experienced Disability Lawyers

You had disability coverage and assumed your insurance benefits would be paid if the consequences of a tragic accident, an illness or another disability prevented you from working. You believed this insurance would be there to help you pay your bills and provide support for your family. In these crucial times, having the right legal support ensures insurance companies will honour their commitments.

Was your disability insurance claim denied?

Unfortunately, many long-term disability insurance claims are denied. Other long-term disability claims are paid for a period of time and terminated when the definition of disability changes or for another reason, even though you haven’t recovered. At Burn Tucker Lachaîne, we understand this reality and seek to level the playing field by using our knowledge of insurers and their policies to pursue our clients’ disability benefits.

Our team represents clients across the country with a wide range of disabilities, including those that are often difficult to prove, such as

  • Mental health conditions
  • Chronic pain
  • Fibromyalgia
  • Post viral syndromes
  • Long Covid
  • Back injuries
  • Other chronic conditions
  • Mental health conditions
  • Chronic pain
  • Fibromyalgia
  • Post viral syndromes
  • Long Covid
  • Back injuries
  • Other chronic conditions

Our Services

Our lawyers have hands-on experience handling disability law cases. Don’t settle for less. We fight for your rights, ensuring you get the full benefits you legally deserve

Group Disability Insurance Claims

Group disability insurance is meant to support you when illness or injury prevents you from working. If your claim is facing complications, our team will work to get you the benefits you’re entitled to.

Private Disability Insurance Claims

Private disability insurance provides crucial financial support when you can’t work due to health issues. If your insurer has denied your claim, we’ll fight to ensure you receive the compensation you deserve.

Loan Insurance Disability Claims

When illness or injury leaves you unable to work, loan insurance is there to offer financial relief. If your claim is denied, we’re here to challenge the decision and ensure you receive the support you need.

OTIP Disability Insurance Claims

If you're an educator struggling with a denied OTIP disability insurance claim, we can help. We'll ensure you get the benefits you’re entitled to so you can focus on your recovery.

HOODIP Disability Insurance Claims

HOODIP disability insurance helps healthcare workers when they are unable to work due to illness or injury. If your claim is denied, our experienced team will advocate for your rights and secure the benefits you need.

CAF/SISIP Disability Insurance Claims

Canadian Armed Forces members rely on CAF/SISIP disability insurance for coverage. If your claim is denied, we’ll work tirelessly to ensure you get the compensation and support you're entitled to.

Critical Illness Insurance Claims

Facing a denial of critical illness insurance benefits? Our team will carefully assess your case, clarify your rights, and fight for the coverage you’ve paid for.

Life Insurance Claims

Dealing with the loss of a loved one is already difficult, and a denied life insurance claim only adds stress. Let us help you navigate the process and secure the financial support your family deserves.

We prepare a strategy for your unique case

As experienced disability insurance lawyers, we know how to challenge the insurer’s decision and develop a strategy and theory of your case based on your experience of disability, your occupation and the medical evidence. We understand what you are going through. Together, we’ll craft a personalized plan to meet your needs. Should a fair settlement prove elusive, our lawyers have extensive trial experience and are ready to vigorously advocate for your interests in court.

Know your rights and act promptly

It is crucial not to delay when it comes to understanding and asserting your rights. Keep in mind that there is a limited timeframe to appeal or contest an insurance claim denial. Act swiftly to protect your interests.

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What Our Clients Say

Alison and her team made this process extremely stress free and would highly recommend them to anyone who needs a disability lawyer. She took care of all the works so I could focus on my health.
5 stars
Kaitlynn Friesen
I couldn't be more pleased with the way my case was handled. Eliane was extremely supportive and worked diligently on my case. Her knowledge and guidance led to a pleasing outcome. Thank you to Eliane, her secretary's, reception and anyone else involved in my case. I wish you all the best in the future. Your an exceptional team. I highly recommend Eliane Lachaine.
5 stars
Helen Schutt
I would highly recommend this firm. My lawyer’s composure, knowledge, work ethic and most of all excellent representation put me at ease during this stressful time. My most sincere thanks for a positive outcome. Thank you Alison!
5 stars
Home Alone
My interaction with this law firm has been positive from right from the beginning exploratory conversations, which were handled with sensitivity and clarity, to the end result, which I felt was very fair. I was fully informed about possible outcomes as the process unfolded, so there were no surprises. I highly recommend the law firm of Burn Tucker Lachaine.
5 stars
Debby Clarke
My experience with being represented by Alison Gilmour was extremely positive. She took the time to know me as a person Alison carefully presented options and enthusiastically supported my decisions.
5 stars
Laurel Mollison
Sincere thanks to Colleen Burn and her team for their outstanding support and handling of my claim. From my first inquiry until my claim was settled I was impressed with the clear communications, prompt responses, professionalism and honest advice. I highly recommend this firm to anyone looking for a practical, honest approach, and a personal touch. From a client perspective, this firm exceeds expectations.
5 stars
Holly Doerksen
Having had cause to seek legal advice concerning an insurance matter, I contacted a number of lawyers. I chose Burn Tucker Lachaine because of their specific expertise and their in-depth response to my questions: Alison Gilmour, a Senior Associate, spoke with me for several hours during my preliminary decision-making process. I would recommend Alison Gilmour and her legal team to anyone who requires a highly experienced litigation lawyer.
5 stars
Cam Tucker
I can’t say enough about what a privilege it was having Alison Gilmour represent me. She stepped in during a difficult and stressful time and immediately brought clarity, compassion, and confidence to my situation. Alison has a strong understanding of disability case law, and her ability to break down complex, overwhelming information into clear and manageable steps made a big difference. What stood out most was that Alison’s focus was always on my case and my well-being as I navigated an emotionally heavy process — never the financial aspect. She built a plan of action tailored specifically to my concerns, communicated openly, and ensured I felt supported and informed at every stage. Her supportive, empathetic nature brought a sense of light in an otherwise dark period. I am grateful for her dedication, guidance, and expertise. I would highly recommend Alison to anyone in need of a lawyer who is not only knowledgeable, but also genuinely cares about the people she represents.
5 stars
Liz
Facing off with an insurance company can be overwhelming and make you feel so small. It often seems like they have all the power and aren’t afraid to use it. After 10 years of feeling alone in my fight, and having anxiety just at the mention of my insurance companies name, I came across Alison Gilmour at what couldn’t have been better timing. While other lawyers just emailed me price lists, or passed me off, Alison took the time to truly understand what I needed. She made her recommendations based upon compassion and not what would profit her best. Alison isn’t just an absolutely amazing, empathetic and kind person, but also a kick butt lawyer. What she did for me was above and beyond. She got me what I really needed and my future is only looking brighter from here. I will forever remain grateful and would not hesitate to recommend contacting her
5 stars
Sarah Rose
I was cut off from disability benefits by Manulife in 2022, and I originally met Alison through Share Lawyers. From the very start, Alison fought for me and got me put back on benefits. I'm officially disabled by the Canadian government and this never should have happened. Eventually, Alison Went to Burn Tucker Lachaîne lawyers, but I decided to stay with Alison because of her superior knowledge and tenacity. The best part is, she has a heart for her clients and truly works for their best interests. Alison has fought for me every inch of way, I highly recommend her. She will be my lawyer for life.
5 stars
Aaron Mayo

Read Our Latest Blogs

Date December 2, 2025
Category Disability Insurance Claims

When Does Long Term Disability End?

Long-term disability (LTD) insurance is designed to provide financial support when illness or injury prevents you from working for an extended period. LTD benefits will cover a portion of your income
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Date November 26, 2025
Category Disability Insurance Claims

5 Reasons for Denial or Termination of Your Disability Benefit Claim

Applying for long term disability benefits is a difficult decision and the insurance claims process can be overwhelming. Disability benefits are a lifeline—providing financial support when illness or
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Date November 26, 2025
Category Disability Insurance Claims

Critical Illness vs. Long-Term Disability Insurance: What’s the Difference and Which Do You Need?

Smart financial planning involves trying to guard against unexpected events. Two types of insurance which are intended to respond in the case of illness or accident are critical illness insurance and
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