Our Lawyers Handle All Types of Insurance Claims

Life, long term care and critical illness insurance coverage is an important financial safety net and a crucial element of financial planning. If your claim is denied, you need to have an advocate who understands the reasons for the denial and how to effectively challenge the insurer’s decision. Critical life events like the premature death of your loved one or a debilitating illness can cause your family to experience significant expenses and reduce your family’s standard of living. In these crucial times, having the right legal support ensures insurance companies honour their commitments.

Was your claim for life insurance, accidental death coverage, or critical illness denied?

Many insurance claims are wrongly rejected and can be successfully challenged. At Burn Tucker Lachaîne, we understand the policy language and the reasons that insurance companies deny claims. We understand the challenges our clients face and are committed to balancing the scales in their favour.

These claims may be denied for any of the following reasons:

  • Pre-existing condition
  • Lapse of coverage/non-payment of premium
  • Failing to disclose medical history
  • The insurer alleges that the condition does not satisfy the policy definition
  • Pre-existing condition
  • Lapse of coverage/non-payment of premium
  • Failing to disclose medical history
  • The insurer alleges that the condition does not satisfy the policy definition

Our Services

Our experienced lawyers advocate for clients facing denied insurance claims, delays, or unfair benefit terminations. We challenge wrongful denials and negotiate with insurers to secure the benefits you deserve.

Loan Insurance Disability Claims

If an illness or injury prevents you from working, loan insurance should provide financial relief. If your claim is denied, we’ll challenge the decision and fight for the support you need.

Critical Illness Insurance Claims

A denied critical illness insurance claim can leave you without crucial coverage. We assess your case, clarify your rights, and work to secure the benefits you’ve paid for.

Life Insurance Claims

Losing a loved one is hard enough without the added stress of a denied life insurance claim. We’ll help you navigate the process and recover the financial support your family deserves.

Travel Medical Insurance Claims

Unexpected medical costs abroad can be overwhelming. If your travel medical insurance claim is denied, we’ll fight to recover those expenses and secure the coverage you need.

Group Disability Insurance Claims

Group disability insurance is meant to protect you when you can’t work. If your claim is delayed or denied, we’ll advocate for the benefits you’re entitled to.

Private Disability Insurance Claims

If your private disability insurance claim is denied, we’ll take on the insurer to ensure you receive the financial support you need during your recovery.

OTIP Disability Insurance Claims

Educators rely on OTIP disability insurance for support when they’re unable to work. If your claim is denied, we’ll fight to get you the benefits you deserve.

HOODIP Disability Insurance Claims

HOODIP disability insurance supports healthcare workers facing illness or injury. If your claim is rejected, we’ll work to secure the benefits you’re entitled to.

CAF/SISIP Disability Insurance Claims

Canadian Armed Forces members depend on CAF/SISIP disability coverage. If your claim is denied, we’ll fight to ensure you receive the compensation and support you’ve earned.

Was your claim for long term care insurance or out of country medical expenses denied?

A debilitating illness of a family member can be financially crippling for the insured’s family members. Equally, an unexpected surgery or accident occurring out of the country can cause staggering financial expenses. When these types of claims are denied, you need to hire an experienced lawyer who knows how to navigate the intricacies of underwriting requirements and the policy terms. We have the necessary experience and knowledge to effectively challenge these denials.

These claims may be denied due to:

  • Changes in the insured’s treatment or condition in the months prior to travel
  • Failing to disclose a recent appointment or test on the application
  • An innocent omission of a relevant health issue on the application
  • Medical providers’ comments or notes which were not known to the applicant

Our experienced lawyers litigate insurance claims across Canada

Facing a denial from your insurer on claims related to life insurance, critical illness, long term care or out of country medical insurance can be disheartening. However, help is within reach. To effectively challenge these decisions, prompt action is vital. Our team of expert lawyers is equipped to navigate the complexities of the insurance landscape to help you obtain your benefits.

Know your rights and act promptly

It is crucial not to delay when it comes to understanding and asserting your rights. Keep in mind that there is a limited timeframe to appeal or contest an insurance claim denial. Act swiftly to protect your interests.

Contact us today at 613-233-6898.

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What Our Clients Say

I couldn't be more pleased with the way my case was handled. Eliane was extremely supportive and worked diligently on my case. Her knowledge and guidance led to a pleasing outcome. Thank you to Eliane, her secretary's, reception and anyone else involved in my case. I wish you all the best in the future. Your an exceptional team. I highly recommend Eliane Lachaine.
5 stars
Helen Schutt
My personal experience in dealing with Alison at the firm was outstanding. She was always available to answer any questions or concerns I had in dealing with the insurance company. Alison was always upfront and honest with me about the results we were able to obtain. She worked hard for me and was very aggressive and no nonsense during our mediation meeting. My Ltd carrier made an strong effort to minimize the benifits I was entitled to, but Alison was having none of that. She got the results we were hoping for. I can't thank Alison enough for the help, and respect she gave me throughout the whole process.
5 stars
Lyle Fisher
My interaction with this law firm has been positive from right from the beginning exploratory conversations, which were handled with sensitivity and clarity, to the end result, which I felt was very fair. I was fully informed about possible outcomes as the process unfolded, so there were no surprises. I highly recommend the law firm of Burn Tucker Lachaine.
5 stars
Debby Clarke
I would highly recommend this firm. My lawyer’s composure, knowledge, work ethic and most of all excellent representation put me at ease during this stressful time. My most sincere thanks for a positive outcome. Thank you Alison!
5 stars
Karen T
My experience with being represented by Alison Gilmour was extremely positive. She took the time to know me as a person Alison carefully presented options and enthusiastically supported my decisions.
5 stars
Laurel Mollison
Alison and her team made this process extremely stress free and would highly recommend them to anyone who needs a disability lawyer. She took care of all the works so I could focus on my health.
5 stars
Kaitlynn Friesen
Forever grateful for the exceptional help, care and knowledge from the team at Burn Tucker Lachaine. Highly recommend to contact for any personal injury journey.
5 stars
Kayla P
Had a great experience with the team at Burn Tucker Lachaîne everyone is very pleasant and thoughtful, Colleen great work, definitely will recommend to family and friends.
5 stars
Lindamir Schuchardt
This team of professionals were able to assist me and I would highly recommend them.
5 stars
Lori Toffolo

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