Reviews
March 19, 2026
Addiction affects millions of Canadians, and the illness can impact every aspect of life, including one’s social, mental, and physical well-being. Addiction can […]
Alison Gilmour March 19, 2026Receive Insight and Advice from
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Alison Gilmour March 19, 2026March 15, 2026
A long‑term care insurance denial can feel overwhelming. You purchased coverage to protect yourself and your family, years before you ever needed it. […]
Alison Gilmour March 15, 2026March 12, 2026
Anxiety is one of the most common mental health conditions in Canada, yet it remains one of the most misunderstood when it comes […]
Alison Gilmour March 12, 2026March 8, 2026
When you are living with a disabling mental health condition, the last thing you need is your long-term disability (LTD) insurer threatening to […]
Alison Gilmour March 8, 2026March 4, 2026
Grief is a universal human experience, but its impact is deeply individual. For some, grief is a painful yet manageable process. For others, […]
Alison Gilmour March 4, 2026February 27, 2026
Obsessive–Compulsive Disorder (OCD) is often misunderstood, minimized, or portrayed inaccurately in popular culture. In reality, OCD is a serious mental health condition, considered […]
Alison Gilmour February 27, 2026February 25, 2026
Congratulations to BTL partner Laurie Tucker for successfully convincing the Licence Appeal Tribunal to reconsider its decision and approve much‑needed attendant care benefits […]
Burn Tucker Lachaîne February 25, 2026February 25, 2026
When you’re too sick or injured to work, applying for disability benefits should be straightforward. However, for many people, the process feels overwhelming—especially […]
Alison Gilmour February 25, 2026February 5, 2026
Vocational assessments play a significant role in long term disability (LTD) claims, particularly as insurers evaluate whether a claimant can return to work […]
Alison Gilmour February 5, 2026January 29, 2026
Inconsistent medical records are one of the most common issues that arise in long term disability (LTD) and CPP Disability (CPP-D) claims. If […]
Alison Gilmour January 29, 2026January 29, 2026
Depression is a leading cause for disability leave and income replacement claims. Approvals turn on functional capacity and program‑specific definitions—not diagnostic labels alone. […]
Alison Gilmour January 29, 2026January 25, 2026
If your long term disability (LTD) insurer has written to say you owe them money, you are understandably anxious. These letters are often […]
Alison Gilmour January 25, 2026