Winning a personal injury case is rarely a simple matter of who is right and who is wrong.  While the majority of cases are settled without the need to go beyond the bargaining table, a few take years to be resolved through the courts. This may leave you wondering how you can be sure that you will be compensated for your injuries. The answer to that question relies heavily on the specifics of a person’s case. We have discussed in previous articles the ways in which you may lose out by discounting your claim, as well as strategies to strengthen your case.  But what happens if your claim is denied by your insurer?

The personal injury lawyers at Burn Tucker Lachaîne assure you that a denial letter for your claim is not the final word on the matter. With our expertise and knowledge, we can help you to address the underlying issues of a wrongful denial and receive the benefits to which you are entitled.

For people who are seriously injured, medical and other bills can start to accumulate, especially if the injury has resulted in a loss of income. This create difficult financial challenges for injured people and their families. Finding yourself in a situation where you are struggling with significant losses and expenses resulting from an injury caused by a negligent party is something no one should have to deal with. Our goal is to help you get the compensation you deserve, so you can focus on your recovery and not the financial fallout.

If you have received a denial letter from an insurance company concerning the injuries that you have sustained, give us a call to have one of our French and English speaking lawyers help you understand the implications of the denial, and what potential steps you can take next to get a favourable outcome.

A denial letter from an insurance company not only informs you of the decision to withhold coverage, but it also lets you know on what grounds your claim was denied, which is an important piece of information. Below are a few examples of why an insured might deny a claim:

• A lapse in your insurance payment can prove highly detrimental to your ability to be compensated.  Non-payment can lead to cancellation of coverage.

• If you received services from a healthcare provider who is not within the insurer’s network, their services may be deemed unnecessary and not within the scope of coverage.

• Treatments considered experimental are usually frowned upon by insurers.  They can also be seen as medically unnecessary and/or too expensive.

• The insurer may dispute that your injury falls within the scope of injuries covered by the policy, based on factors such as surveillance, insufficient medical evidence, or pre-existing medical conditions that may not have been disclosed, etc.

It can be extremely difficult for a person and their loved ones if their claim is denied.  The increasing financial burden can be unmanageable and overwhelming.  At Burn Tucker Lachaîne, our goal is to help you through what can be a frustrating process, and ensure that you receive the benefits to which you are entitled.

If you or someone you know has had a claim denied, feel free to call or visit us online and have your case assessed by any one of our very capable lawyers.  We look forward to serving your needs and helping you get back on your feet.

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