Why You Need Legal Support for Critical Illness Insurance Claims

You’ve been paying into critical illness insurance with the expectation that it would cushion you financially in the event of a severe medical diagnosis. This type of insurance is meant to cover substantial costs from treatments and help sustain your lifestyle during recovery periods. However, when the time comes to rely on this insurance, it is crucial to have strong legal backing to navigate any disputes and ensure your insurer upholds their part of the agreement.

Common reasons why critical illness insurance claims are denied

  • Pre-existing conditions
  • Incomplete diagnosis
  • Non-disclosure of medical history or lifestyle factors such as smoking or alcohol use
  • The illness is covered but has not progressed enough to satisfy the definition
  • The illness is covered but the policy definition has a narrow definition of the form or category of the covered illness
  • Pre-existing conditions
  • Incomplete diagnosis
  • Non-disclosure of medical history or lifestyle factors such as smoking or alcohol use
  • The illness is covered but has not progressed enough to satisfy the definition
  • The illness is covered but the policy definition has a narrow definition of the form or category of the covered illness

Our Services

If your insurance claim has been delayed or rejected, our dedicated team of skilled lawyers is here to guide you through each step and fight for the support you're entitled to.

Accidental Death And Dismemberment Claims

If your AD&D claim is denied, we’re here to help you pursue the compensation you’re entitled to following an unexpected injury or death.

Critical Illness Insurance Claims

Facing a critical illness is already a heavy burden, and a denied claim only adds to the stress. Our experienced lawyers will thoroughly review your case, explain your rights, and work hard to secure the coverage you’ve earned.

Long Term Care Insurance Claims

If your long term care insurance claim is delayed or denied, we’ll work to ensure you receive the benefits you need for ongoing care.

Travel Medical Insurance Claims

Unexpected medical emergencies while traveling can lead to significant expenses. If your travel medical insurance claim is denied, our team will fight to recover the costs and ensure you get the coverage you’re entitled to.

Life Insurance Claims

Losing a loved one is difficult, and a denied life insurance claim can complicate an already painful experience. We’ll support you through the claims process and advocate for the financial assistance your family needs.

Loan Insurance Disability Claims

Loan insurance is meant to provide financial relief when illness or injury prevents you from working. If your claim is denied, we’ll take action to challenge the decision and ensure you receive the benefits you deserve.

The right legal expertise is key in critical illness insurance disputes

If you are struggling with a critical illness claim following a serious health diagnosis, our legal team is here to help. We have the expertise and dedication needed to tackle these challenging cases with sensitivity and thoroughness.

We understand how insurance companies operate, having helped many clients across Canada find positive resolution to their insurance disputes

Your insurance agent/ broker may be liable

If your claim has been denied due to errors in the insured person’s application, our experienced lawyers are ready to explore all avenues for compensation with both the insurance company and the agent the insured trusted to protect their interests. We know how to prove negligence with expert evidence and by examining the application process undertaken by the agent.

Know your rights and act promptly

It is crucial not to delay when it comes to understanding and asserting your rights. Keep in mind that there is a limited timeframe to appeal or contest an insurance claim denial. Act swiftly to protect your interests.

Let our Experienced Lawyers Help

Our litigation lawyers handle critical illness insurance cases in Ontario and across Canada.

We understand that dealing with a denial of critical illness benefits adds to the stress of facing serious health challenges.

Let our lawyers advocate for your rights so that you can focus on your health and well-being during this difficult time.

Bilingual Disability Lawyers with the Right Expertise to Represent You anywhere in Canada

While our offices are in Toronto, Ottawa, Hawkesbury and Waterloo, we can be by your side and on your side across Canada, handling matters in the Atlantic and Western provinces as well as Northern Ontario. There is no need for you to travel. We come to you, or we handle your case virtually.

Contact us today at 613-233-6898.

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What Our Clients Say

I couldn't be more pleased with the way my case was handled. Eliane was extremely supportive and worked diligently on my case. Her knowledge and guidance led to a pleasing outcome. Thank you to Eliane, her secretary's, reception and anyone else involved in my case. I wish you all the best in the future. Your an exceptional team. I highly recommend Eliane Lachaine.
5 stars
Helen Schutt
My personal experience in dealing with Alison at the firm was outstanding. She was always available to answer any questions or concerns I had in dealing with the insurance company. Alison was always upfront and honest with me about the results we were able to obtain. She worked hard for me and was very aggressive and no nonsense during our mediation meeting. My Ltd carrier made an strong effort to minimize the benifits I was entitled to, but Alison was having none of that. She got the results we were hoping for. I can't thank Alison enough for the help, and respect she gave me throughout the whole process.
5 stars
Lyle Fisher
My interaction with this law firm has been positive from right from the beginning exploratory conversations, which were handled with sensitivity and clarity, to the end result, which I felt was very fair. I was fully informed about possible outcomes as the process unfolded, so there were no surprises. I highly recommend the law firm of Burn Tucker Lachaine.
5 stars
Debby Clarke
I would highly recommend this firm. My lawyer’s composure, knowledge, work ethic and most of all excellent representation put me at ease during this stressful time. My most sincere thanks for a positive outcome. Thank you Alison!
5 stars
Karen T
My experience with being represented by Alison Gilmour was extremely positive. She took the time to know me as a person Alison carefully presented options and enthusiastically supported my decisions.
5 stars
Laurel Mollison
Alison and her team made this process extremely stress free and would highly recommend them to anyone who needs a disability lawyer. She took care of all the works so I could focus on my health.
5 stars
Kaitlynn Friesen
Forever grateful for the exceptional help, care and knowledge from the team at Burn Tucker Lachaine. Highly recommend to contact for any personal injury journey.
5 stars
Kayla P
Had a great experience with the team at Burn Tucker Lachaîne everyone is very pleasant and thoughtful, Colleen great work, definitely will recommend to family and friends.
5 stars
Lindamir Schuchardt
This team of professionals were able to assist me and I would highly recommend them.
5 stars
Lori Toffolo

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