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January 10, 2026
Long Term Disability (LTD) insurance is a critical safety net for Canadians who find themselves unable to work due to illness, injury, or […]
Alison Gilmour January 10, 2026Receive Insight and Advice from
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Alison Gilmour January 10, 2026January 7, 2026
If you are receiving long term disability benefits and have been approved for Canada Pension Plan Disability benefits (CPP disability or CPP-D), it […]
Alison Gilmour January 7, 2026January 4, 2026
If you’re on long term disability (LTD) for depression or anxiety, you may be worried about what your insurer can require of you. […]
Alison Gilmour January 4, 2026January 2, 2026
For many people in Ontario, disability benefits are their only income during a period of illness or following an injury. However, while the […]
Alison Gilmour January 2, 2026October 29, 2024
This post explores the key differences between short term and long term disability benefits. Short term disability benefits usually cover the first weeks […]
Alison Gilmour October 29, 2024September 12, 2024
Proving Chronic Fatigue as a Disability Chronic fatigue is a legitimate cause for disability in Canada. The problem is how do you prove […]
Alison Gilmour September 12, 2024August 30, 2024
A key consideration in reviewing a disability insurance policy is the definition of disability. The most common definitions of disability are referred to […]
Alison Gilmour August 30, 2024July 26, 2024
You’ve hired a long term disability lawyer after your insurance company has denied your long term disability claim. This post reviews the stages […]
Alison Gilmour July 26, 2024July 15, 2024
When you hire a lawyer to help you pursue your long term disability (“LTD”) benefits, you often hear the phrase “you only pay […]
Alison Gilmour July 15, 2024July 9, 2024
Long term disability benefits (“LTD”) policies are intended to replace your income when you are unable to work due to symptoms from an […]
Alison Gilmour July 9, 2024May 17, 2024
Pre-existing Conditions and Mental Health Claims A pre-existing medical condition is one which you experienced prior to becoming covered by insurance. If you […]
Alison Gilmour May 17, 2024May 17, 2024
Long Term Disability Insurance and Pre-existing Conditions A pre-existing medical condition is one which you experienced prior to becoming covered by insurance. If […]
Alison Gilmour May 17, 2024