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January 29, 2026
Depression is a leading cause for disability leave and income replacement claims. Approvals turn on functional capacity and program‑specific definitions—not diagnostic labels alone. […]
Alison Gilmour January 29, 2026Receive Insight and Advice from
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Alison Gilmour January 29, 2026January 2, 2026
For many people in Ontario, disability benefits are their only income during a period of illness or following an injury. However, while the […]
Alison Gilmour January 2, 2026October 29, 2024
This post explores the key differences between short term and long term disability benefits. Short term disability benefits usually cover the first weeks […]
Alison Gilmour October 29, 2024July 15, 2024
When you hire a lawyer to help you pursue your long term disability (“LTD”) benefits, you often hear the phrase “you only pay […]
Alison Gilmour July 15, 2024April 3, 2024
Every long term disability (“LTD’) policy has a definition of disability. If your definition changes after a period of time, the insurer will […]
Alison Gilmour April 3, 2024