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January 29, 2026
Depression is a leading cause for disability leave and income replacement claims. Approvals turn on functional capacity and program‑specific definitions—not diagnostic labels alone. […]
Alison Gilmour January 29, 2026Receive Insight and Advice from
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Alison Gilmour January 29, 2026January 25, 2026
If your long term disability (LTD) insurer has written to say you owe them money, you are understandably anxious. These letters are often […]
Alison Gilmour January 25, 2026October 29, 2024
This post explores the key differences between short term and long term disability benefits. Short term disability benefits usually cover the first weeks […]
Alison Gilmour October 29, 2024July 26, 2024
You’ve hired a long term disability lawyer after your insurance company has denied your long term disability claim. This post reviews the stages […]
Alison Gilmour July 26, 2024July 15, 2024
When you hire a lawyer to help you pursue your long term disability (“LTD”) benefits, you often hear the phrase “you only pay […]
Alison Gilmour July 15, 2024May 17, 2024
Long Term Disability Insurance and Pre-existing Conditions A pre-existing medical condition is one which you experienced prior to becoming covered by insurance. If […]
Alison Gilmour May 17, 2024April 3, 2024
Every long term disability (“LTD’) policy has a definition of disability. If your definition changes after a period of time, the insurer will […]
Alison Gilmour April 3, 2024March 29, 2023
There are several types of disability insurance options available to provide benefits in the event you should become disabled and unable to work. […]
Colleen Burn March 29, 2023November 18, 2021
You are injured in a car accident, you call your car insurance company for help and guidance, and you are told that you […]
Burn Tucker Lachaîne November 18, 2021