Reviews
January 25, 2026
If your long term disability (LTD) insurer has written to say you owe them money, you are understandably anxious. These letters are often […]
Alison Gilmour January 25, 2026Receive Insight and Advice from
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Alison Gilmour January 25, 2026January 21, 2026
Losing your job is one of the most stressful times of your life. When a health condition develops around the same time—or worsens […]
Alison Gilmour January 21, 2026January 19, 2026
Professionals invest years into building their careers. Whether you’re a lawyer, accountant, engineer, healthcare provider, consultant, or business owner, your professional success is […]
Alison Gilmour January 19, 2026January 10, 2026
Long Term Disability (LTD) insurance is a critical safety net for Canadians who find themselves unable to work due to illness, injury, or […]
Alison Gilmour January 10, 2026January 7, 2026
If you are receiving long term disability benefits and have been approved for Canada Pension Plan Disability benefits (CPP disability or CPP-D), it […]
Alison Gilmour January 7, 2026December 30, 2025
Corporate employers started requiring their employee to return to in-person work midway through 2022. As more employers required their employees to return to […]
Alison Gilmour December 30, 2025December 22, 2025
When you’re on long term disability (LTD) in Canada, you can feel like your life is on hold. You’re focused on recovery, managing […]
Alison Gilmour December 22, 2025December 22, 2025
When you have long-term disability (LTD) insurance, you expect it to be your safety net when a serious illness or injury that prevents […]
Alison Gilmour December 22, 2025December 18, 2025
Surveillance and Long Term Disability Claims: A Practical Guide for Ontario Claimants Long term disability (LTD) benefits support people who cannot work because […]
Alison Gilmour December 18, 2025December 16, 2025
Fibromyalgia is a chronic condition that affects millions worldwide, including thousands of Canadians. For those living with widespread pain, fatigue, and cognitive difficulties, […]
Alison Gilmour December 16, 2025December 9, 2025
When you receive a denial of your long-term disability (LTD) claim, you face a choice: accept the insurer’s decision or challenge it. If […]
Alison Gilmour December 9, 2025December 6, 2025
When you’re receiving long term disability (LTD) benefits, a lump sum buyout offer from your insurer can be tempting. The idea of a […]
Alison Gilmour December 6, 2025