Alison Gilmour

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October 29, 2024

The Key Differences Between Short Term and Long Term Disability Benefits

This post explores the key differences between short term and long term disability benefits. Short term disability benefits usually cover the first weeks […]
October 4, 2024

Accidental Death and Dismemberment and Loss of Use 

Accidental Death and Dismemberment Benefits: Common Disputed Claims Accidental Death Insurance and Loss of Use Claims  Accidental death policies pay your beneficiary if […]
September 12, 2024

Is Chronic Fatigue a Disability?

Proving Chronic Fatigue as a Disability Chronic fatigue is a legitimate cause for disability in Canada. The problem is how do you prove […]
August 30, 2024

Own Occupation Disability Insurance: How It Works

A key consideration in reviewing a disability insurance policy is the definition of disability. The most common definitions of disability are referred to […]
August 19, 2024

Private Disability Insurance – Definition of Disability

  Disability insurance is intended to provide income replacement protection in the case of an unexpected illness or accident. While many employers offer […]
July 9, 2024

How much will I receive for long term disability benefits?

Long term disability benefits (“LTD”) policies are intended to replace your income when you are unable to work due to symptoms from an […]
May 17, 2024

Pre-existing Conditions and Mental Health Claims

Pre-existing Conditions and Mental Health Claims A pre-existing medical condition is one which you experienced prior to becoming covered by insurance. If you […]
May 17, 2024

Long Term Disability Insurance and Pre-existing Conditions

Long Term Disability Insurance and Pre-existing Conditions A pre-existing medical condition is one which you experienced prior to becoming covered by insurance. If […]
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