Reviews
January 4, 2026
If you’re on long term disability (LTD) for depression or anxiety, you may be worried about what your insurer can require of you. […]
Alison Gilmour January 4, 2026Receive Insight and Advice from
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Alison Gilmour January 4, 2026January 2, 2026
For many people in Ontario, disability benefits are their only income during a period of illness or following an injury. However, while the […]
Alison Gilmour January 2, 2026December 30, 2025
Corporate employers started requiring their employee to return to in-person work midway through 2022. As more employers required their employees to return to […]
Alison Gilmour December 30, 2025December 22, 2025
When you’re on long term disability (LTD) in Canada, you can feel like your life is on hold. You’re focused on recovery, managing […]
Alison Gilmour December 22, 2025December 22, 2025
When you have long-term disability (LTD) insurance, you expect it to be your safety net when a serious illness or injury that prevents […]
Alison Gilmour December 22, 2025December 18, 2025
Surveillance and Long Term Disability Claims: A Practical Guide for Ontario Claimants Long term disability (LTD) benefits support people who cannot work because […]
Alison Gilmour December 18, 2025December 16, 2025
Fibromyalgia is a chronic condition that affects millions worldwide, including thousands of Canadians. For those living with widespread pain, fatigue, and cognitive difficulties, […]
Alison Gilmour December 16, 2025December 12, 2025
Autoimmune diseases used to be quite rare, but now they’re becoming more common so rapidly that many researchers are calling them a “silent […]
Alison Gilmour December 12, 2025December 9, 2025
When you receive a denial of your long-term disability (LTD) claim, you face a choice: accept the insurer’s decision or challenge it. If […]
Alison Gilmour December 9, 2025December 6, 2025
When you’re receiving long term disability (LTD) benefits, a lump sum buyout offer from your insurer can be tempting. The idea of a […]
Alison Gilmour December 6, 2025December 2, 2025
Long-term disability (LTD) insurance is designed to provide financial support when illness or injury prevents you from working for an extended period. LTD […]
Alison Gilmour December 2, 2025November 26, 2025
Applying for long term disability benefits is a difficult decision and the insurance claims process can be overwhelming. Disability benefits are a lifeline—providing […]
Alison Gilmour November 26, 2025