Understanding Travel Medical Insurance Coverage

Medical travel insurance is intended to cover you if you become ill or are hurt while travelling. This insurance often covers emergency care for a sudden illness such as heart attack or appendicitis, medical evacuation, repatriation if you pass away and medical costs.

Common reasons why travel medical insurance claims are denied

  • Pre-existing conditions not disclosed
  • Expenses related to routine or non-emergency care
  • Your condition was not stable in months or year (a specified period) prior to travel
  • Failure to notify the insurer immediately after an incident
  • Claims filed outside the required time frame
  • Treatment not deemed medically necessary by the insurer
  • Pre-existing conditions not disclosed
  • Expenses related to routine or non-emergency care
  • Your condition was not stable in months or year (a specified period) prior to travel
  • Failure to notify the insurer immediately after an incident
  • Claims filed outside the required time frame
  • Treatment not deemed medically necessary by the insurer

Our Services

If your insurance claim has been delayed or denied, our skilled team is here to guide you through the process and advocate for the resolution you deserve.

Accidental Death And Dismemberment Claims

If your AD&D claim has been denied, we are ready to help you seek the compensation you deserve after an unexpected injury or loss.

Critical Illness Insurance Claims

Coping with a critical illness is hard enough without dealing with a denied claim. Our lawyers will analyze your situation, explain your options, and fight to secure the coverage your policy promises.

Long Term Care Insurance Claims

If you failed to provide sufficient evidence to support your claim, our lawyers will help you challenge the decision and ensure you get the benefits you need.

Travel Medical Insurance Claims

Unexpected medical emergencies while travelling can result in overwhelming costs. If your travel medical insurance claim has been rejected, we’ll advocate on your behalf to recover the expenses and coverage outlined in your policy.

Life Insurance Claims

The loss of a loved one is devastating, and a denied life insurance claim only adds to the stress. Let us assist you in navigating the claims process and pursuing the financial support your family deserves.

Loan Insurance Disability Claims

Loan insurance protects your financial stability when illness or injury prevents you from working. If your claim is denied, we’ll take action to challenge the insurer’s decision and help you receive the benefits you need.

A claim denial is not always the final answer

Your insurer may deny your entitlement to this coverage, resulting in significant costs to you for hospital and physician care while out of the country. They may deny the claim because a pre-existing condition was not disclosed or because the insurer believes that your health was not stable for a specified period of time before you left the country. The insurer’s view may not be correct. We can review your policy, the decision and your medical records to see if the insurer’s decision can be challenged.

Know your rights and act promptly

It is crucial not to delay when it comes to understanding and asserting your rights. Keep in mind that there is a limited timeframe to appeal or contest an insurance claim denial. Act swiftly to protect your interests.

Let our Experienced Lawyers Help

Our goal is to effectively challenge denials and secure the financial support you need to pay for the cost of medical care and transportation costs incurred during your travels.

Our team is committed to advocating on your behalf, whether that means negotiating with insurers or representing you in court. We are on your side.

Bilingual Disability Lawyers with the Right Expertise to Represent You anywhere in Canada

While our offices are in Toronto, Ottawa, Hawkesbury and Waterloo, we can be by your side and on your side across Canada, handling matters in the Atlantic and Western provinces as well as Northern Ontario. There is no need for you to travel. We come to you, or we handle your case virtually.

Contact us today at 613-233-6898.

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What Our Clients Say

I couldn't be more pleased with the way my case was handled. Eliane was extremely supportive and worked diligently on my case. Her knowledge and guidance led to a pleasing outcome. Thank you to Eliane, her secretary's, reception and anyone else involved in my case. I wish you all the best in the future. Your an exceptional team. I highly recommend Eliane Lachaine.
5 stars
Helen Schutt
My personal experience in dealing with Alison at the firm was outstanding. She was always available to answer any questions or concerns I had in dealing with the insurance company. Alison was always upfront and honest with me about the results we were able to obtain. She worked hard for me and was very aggressive and no nonsense during our mediation meeting. My Ltd carrier made an strong effort to minimize the benifits I was entitled to, but Alison was having none of that. She got the results we were hoping for. I can't thank Alison enough for the help, and respect she gave me throughout the whole process.
5 stars
Lyle Fisher
My interaction with this law firm has been positive from right from the beginning exploratory conversations, which were handled with sensitivity and clarity, to the end result, which I felt was very fair. I was fully informed about possible outcomes as the process unfolded, so there were no surprises. I highly recommend the law firm of Burn Tucker Lachaine.
5 stars
Debby Clarke
I would highly recommend this firm. My lawyer’s composure, knowledge, work ethic and most of all excellent representation put me at ease during this stressful time. My most sincere thanks for a positive outcome. Thank you Alison!
5 stars
Karen T
My experience with being represented by Alison Gilmour was extremely positive. She took the time to know me as a person Alison carefully presented options and enthusiastically supported my decisions.
5 stars
Laurel Mollison
Alison and her team made this process extremely stress free and would highly recommend them to anyone who needs a disability lawyer. She took care of all the works so I could focus on my health.
5 stars
Kaitlynn Friesen
Forever grateful for the exceptional help, care and knowledge from the team at Burn Tucker Lachaine. Highly recommend to contact for any personal injury journey.
5 stars
Kayla P
Had a great experience with the team at Burn Tucker Lachaîne everyone is very pleasant and thoughtful, Colleen great work, definitely will recommend to family and friends.
5 stars
Lindamir Schuchardt
This team of professionals were able to assist me and I would highly recommend them.
5 stars
Lori Toffolo

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