Understanding Long Term Disability
Our long term disability attorneys have experience pursuing the important income replacement that group benefits packages are intended to provide to ill and injured people. Our clients can trust us to look out for their best interests and alleviate a lot of the emotional stress caused by a denial or termination of your policy application. We know that dealing with long term disability cases involves challenging the insurer’s interpretation of the long term disability policy and that this is very different than personal injury litigation.
Types of Disability Claims We Handle
Our lawyers provide legal services about cases involving:
- the insurance appeal process;
- whether you can be forced to participate in the insurance company’s rehabilitation assistance program;
- disputing the insurer’s claim that you have failed to comply with the time limits set out in the group policy; and
- challenging the insurer’s interpretation of whether you continue to be entitled to benefits after the definition of disability changes,
Eligibility for LTD Benefits
Our lawyers have handled many claims in southwestern Ontario including Woodstock. We know that it is important to gather our clients’ mandatory medical records and evidence that our clients have been participating in appropriate treatment. We understand the law governing disability insurance claims and what needs to be provided in the insurance package submitted to claim benefits.
Why Disability Claims Get Denied?
Disability claims are denied for the following among other reasons:
- the insurance company says that the disability is caused by a pre-existing condition;
- many claims are denied because the insurer says that the “medical evidence is insufficient to satisfy the definition of disability”;
- the definition of disability has changed from own occupation to any occupation which is a harder definition to satisfy; and
- the insurer is requiring the insured person to participate in treatment or a graduated return to work which the treatment team does not support.
Why Work With Our Disability Claim Lawyer in Woodstock?
Burn Tucker Lachaîne has decades of experience handling long term disability claims throughout Ontario and across Canada. Our law firm has a proven track record of working for ill and injured people to force their insurance companies to provide income replacement disability benefits. Our Woodstock disability claim lawyers will work tirelessly to hold your insurer to account.
Denied Benefits? Contact Our LTD Lawyers for a Free Consultation
Contact your Woodstock disability claim lawyer for a no obligation consultation. In most cases, we can represent you on a contingency fee basis which means that you don’t pay for our representation until we get your payment for you. Contact Burn Tucker Lachaîne’s experienced long term disability lawyers without delay. You will get the information you need to move forward.
September 3, 2025 
Personal Injury 
