{"id":3013,"date":"2022-05-18T00:50:24","date_gmt":"2022-05-18T04:50:24","guid":{"rendered":"https:\/\/burntucker.com\/?p=3013"},"modified":"2023-09-26T11:50:00","modified_gmt":"2023-09-26T15:50:00","slug":"les-indemnites-de-remplacement-de-revenu","status":"publish","type":"post","link":"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/","title":{"rendered":"Les indemnit\u00e9s de remplacement de revenu"},"content":{"rendered":"

Qu\u2019est-ce que c\u2019est?<\/u><\/p>\n

Les indemnit\u00e9s de remplacement de revenu sont une des indemnit\u00e9s qui sont disponibles sous le r\u00e9gime sans-faute (no-fault) d\u2019indemnit\u00e9s d\u2019accident de votre police d\u2019assurance automobile. Si vous avez \u00e9t\u00e9 impliqu\u00e9.e dans une collision automobile et que vous ne pouvez pas travailler \u00e0 cause de vos blessures, ces indemnit\u00e9s vous permettent de remplacer une partie de votre reenu, le temps de votre convalescence.<\/p>\n

Lorsque vous discutez des modalit\u00e9s de votre assurance automobile avec votre courtier, vous avez plusieurs options, par exemple pour la couverture en cas de responsabilit\u00e9, ou le montant couvert par les indemnit\u00e9s de remplacement de revenu, etc.<\/p>\n

Lorsqu\u2019il est question des indemnit\u00e9s de remplacement de revenu, la couverture de base est de 70% de votre salaire brut, jusqu\u2019\u00e0 un maximum de 400$ par semaine. Vous avez la possibilit\u00e9 d\u2019augmenter la couverture \u00e0 600$, 800$ ou 1000$ d\u2019indemnit\u00e9 de remplacement de revenus par semaine.<\/p>\n

Si vous veniez \u00e0 devoir r\u00e9clamer des indemnit\u00e9s de remplacement de revenu \u00e8 la suite d\u2019un accident automobile, la montant auquel vous avez droit sera calcul\u00e9 \u00e0 partir de votre revenu avant la collision (les r\u00e8gles de calculs sont un peu diff\u00e9rentes si vous \u00eates un.e employ\u00e9.e ou un.e travailleur.euse autonome). Vous aurez droit \u00e0 70% de votre revenu brut, jusqu\u2019\u00e0 la limite de la couverture de votre police d\u2019assurance.<\/p>\n

 <\/p>\n

Ce que \u00e7a veut dire<\/u><\/p>\n

Par exemple, si vous avez achet\u00e9 la couverture de base, soit 400$ par semaine, vous ne recevrez pas plus de 400$ par semaine, m\u00eame si 70% de votre revenu brut est en fait 650$ par semaine.<\/p>\n

400$ par semaine, c\u2019est environ 1\u00a0600$ par mois et 20\u00a0800$ par ann\u00e9e. C\u2019est l\u2019\u00e9quivalent du salaire minimum.<\/p>\n

Acheter une couverture plus grande pour vos revenus pourrait en valoir la peine et vous apporter une paix d\u2019esprit en cas d\u2019accident, particuli\u00e8rement si vous n\u2019avez pas acc\u00e8s \u00e0 des indemnit\u00e9s d\u2019invalidit\u00e9 \u00e0 long terme avec votre emploi ou avec une police d\u2019assurance priv\u00e9e. Vous pouvez contacter votre courtier ou votre compagnie d\u2019assurance pour en discuter avec eux. Demandez leurs avis et conseils sur les indemnit\u00e9s qui sont disponibles pour vous et le co\u00fbt additionnel sur votre prime. Vous pouvez ensuite consid\u00e9rer ces options prendre la d\u00e9cision qui vous convient le mieux.<\/p>\n

M\u00eames celles et ceux qui n\u2019ont pas leur propre police d\u2019assurance automobile pourraient avoir acc\u00e8s \u00e0 des indemnit\u00e9s de remplacement de revenu \u00e0 la suite d\u2019une accident. Par exemple, une personne qui ne poss\u00e8de pas d\u2019automobile et n\u2019est pas assur\u00e9e sous une police d\u2019assurance automobile, mai qui est impliqu\u00e9e dans une collision en tant que pi\u00e9ton, cycliste ou passag\u00e8re pourrait avoir acc\u00e8s aux indemnit\u00e9s de remplacement de revenu sous la police d\u2019assurance de la personne qui a caus\u00e9 la collision.<\/p>\n

Si vous avez \u00e9t\u00e9 bless\u00e9.e et avez des questions sur les indemnit\u00e9s de remplacement de revenus, n\u2019h\u00e9sitez pas \u00e0 nous contacter<\/a> pour une consultation gratuite avec l\u2019une de nos avocates, pour mieux conna\u00eetre vos droits et les options qui s\u2019offrent \u00e0 vous. Vous pourrez ainsi prendre une d\u00e9cision \u00e9clair\u00e9e pour la suite.<\/p>\n","protected":false},"excerpt":{"rendered":"

Qu\u2019est-ce que c\u2019est? Les indemnit\u00e9s de remplacement de revenu sont une des indemnit\u00e9s qui sont disponibles sous le r\u00e9gime sans-faute (no-fault) d\u2019indemnit\u00e9s d\u2019accident [\u2026]<\/span><\/p>\n","protected":false},"author":11,"featured_media":3010,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[680],"tags":[],"class_list":["post-3013","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accidents-de-voiture"],"acf":[],"yoast_head":"\nLes indemnit\u00e9s de remplacement de revenu - Ottawa Personal Injury Lawyers Burn Tucker Lacha\u00eene<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les indemnit\u00e9s de remplacement de revenu - Ottawa Personal Injury Lawyers Burn Tucker Lacha\u00eene\" \/>\n<meta property=\"og:description\" content=\"Qu\u2019est-ce que c\u2019est? Les indemnit\u00e9s de remplacement de revenu sont une des indemnit\u00e9s qui sont disponibles sous le r\u00e9gime sans-faute (no-fault) d\u2019indemnit\u00e9s d\u2019accident [\u2026]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/\" \/>\n<meta property=\"og:site_name\" content=\"Ottawa Personal Injury Lawyers Burn Tucker Lacha\u00eene\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-18T04:50:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-26T15:50:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/burntucker.com\/wp-content\/uploads\/2022\/05\/recovery.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Burn Tucker Lacha\u00eene\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Burn Tucker Lacha\u00eene\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/\",\"url\":\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/\",\"name\":\"Les indemnit\u00e9s de remplacement de revenu - Ottawa Personal Injury Lawyers Burn Tucker Lacha\u00eene\",\"isPartOf\":{\"@id\":\"https:\/\/burntucker.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/burntucker.com\/wp-content\/uploads\/2022\/05\/recovery.png\",\"datePublished\":\"2022-05-18T04:50:24+00:00\",\"dateModified\":\"2023-09-26T15:50:00+00:00\",\"author\":{\"@id\":\"https:\/\/burntucker.com\/#\/schema\/person\/f58a04d97f8919c8cedf422f6e3c041d\"},\"breadcrumb\":{\"@id\":\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/#primaryimage\",\"url\":\"https:\/\/burntucker.com\/wp-content\/uploads\/2022\/05\/recovery.png\",\"contentUrl\":\"https:\/\/burntucker.com\/wp-content\/uploads\/2022\/05\/recovery.png\",\"width\":600,\"height\":450},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/burntucker.com\/fr\/articles\/les-indemnites-de-remplacement-de-revenu\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/burntucker.com\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Les indemnit\u00e9s de remplacement de revenu\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/burntucker.com\/#website\",\"url\":\"https:\/\/burntucker.com\/\",\"name\":\"Personal Injury Lawyers Ottawa\",\"description\":\"Burn Tucker Lacha\u00eene is one of eastern Ontario's largest personal injury firms. 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